Insurance knowledge

Pre-existing disease Medical conditions that exist before obtaining the health insurance policy are not covered from day one. A waiting period of up to 4 years can apply for such conditions. Policy exclusions Some illnesses covered only after a few years. Standard exclusions are cost of spectacles, dental and cosmetic surgeries, expenses for diagnosis and treatment relating to pregnancy etc.

Incorrect information Any wrong information given at the time of purchasing the policy if making a claim when discovered at a later stage could lead to claim rejection.

Policy coverage The health insurance policy will mention sub-limits under heads such as room rent, consultancy fees, ambulance charges etc. and amounts over which costs will not be covered.

For an example a serious Illnesses limit  had been set.The maximum limit is only up to RM300,000.00 annually,eg kidney claim up to RM300,000.00 or cancer claim up to RM300,000.00 even the hospitality annual limit is at RM2,000,000.00

Hurry to contact me for the ultimately fully cover HLA Complete Link Plan for you,or email me syleong2011@gmail.com for consultation

Gap in renewal The health insurance policy is renewable provided... Read More https://goo.gl/BQmt5n Message sent from Financial Calculator Mobile App. http://play.google.com/store/apps/details?id=com.nilesh.goalplanner